Filed an extension? October 15 is the real finish line.

Here’s the part the April rush tends to blur: an extension moved your paperwork, not your bill. Whatever tax you owed was still due back in April, and interest has been quietly adding to it since. Filing now doesn’t just clear the deadline. It stops the meter.

The other thing October does is crowd. Every year, half the extensions in town try to land in the same two weeks. Careful work needs room, so I hold to a simple cutoff: documents in my hands by September 25, and your return is done, reviewed with you line by line, and filed with time to spare. After that date I’ll still try, but I won’t promise, and I don’t file guesses.